Welcome to the home page of Paul J. Cowie Real Estate Appraisal Services. We are a leading provider of real estate valuations for the mortgage lending marketplace. I have been a full-time residential real estate appraiser since 1983.  Our services areas include portions of Placer, Nevada & El Dorado Counties, specifically Truckee, the North Lake Tahoe area and the Soda Springs area.  With years of experience in the business, we have a proven track record of reducing lenders' time, efforts and costs in managing the appraisal process.

We are a leading provider of appraisals for:

  • Primary and Secondary Mortgages
  • Mortgage Refinancing
  • Employee Relocation
  • Private Mortgage Insurance Removal
  • Estate Planning
  • Divorce Settlement

  • Our investment in training and technology has helped our customers greatly reduce their workload. By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this process saves us money as well, we can keep our rates competitive with anybody in the industry.

  • Short Turn-Around Times
  • Highest-Quality Appraisal Reports
  • On-line Status Reports
  • Electronic Ordering and Delivery
  • Competitive Pricing

  • Through this web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away. Or, spend some time and find out a bit more about the appraisal business. The more you know, the better decision you can make. And check back frequently, as our content is always being updated.


    Mortgage Calculator:
    Sales Price: $
    Down: %
    Interest Rate: %
    Term: yrs
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    Today's Rates:

    Mtg Loan    Rate  APR
    30-yr Fixed4.13%4.27%
    15-yr Fixed3.26%3.43%
    1-yr Adj2.39%2.97%
    * national averages




    Paul J. Cowie Real Estate Appraisal Services 11545 Martis Ct Truckee, CA 96161-3225
    Phone: Cell: Fax:

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